About Chartwell Funding

Our registered address is 5 Badminton Court, Station Road, Yate, Bristol, BS37 5HZ. You can find out more about us on www.chartwellfunding.co.uk

To help ensure that we meet all of our obligations we have appointed a Data Protection Officer. If you have any questions or concerns about how your personal information is being used you can contact the DPO

By telephone: 01454540500

By email: [email protected]

Or by writing:

Robert Winfield,

Chartwell Funding Limited,

5 Badminton Court,

Station Road,

Yate, BS37 5HZ

The personal data we collect about you

Personal data collected, used, stored and transferred by us may include:

  • Identity Data including forenames, last name, maiden name, date of birth, gender, marital status, and username or similar identifier
  • Contact Data including home address, email address and telephone numbers
  • Financial Data including banks statements, payment card details, savings, debts such as loans and credit cards, income & expenditure, employer & pension benefits, and other assets
  • Special Category Data specifically medical history
  • Transaction Data including payments made for products and services you have purchased from us
  • Technical Data including internet protocol (IP) address, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform and other technology on the devices used to access the Chartwell Funding website
  • Profile and Usage Data including purchases made by you, feedback and survey responses, and how you use our website, products and services
  • Marketing and Communications Data including your preferences in receiving marketing from us and our business partners and your communication preferences

How do we collect your personal data?

Personal data is collected by us using the following methods:

  • Direct interactions with an adviser in person, by post, phone, email or otherwise when sourcing and applying for mortgage or protection products, processing Identity, Contact and Financial categories of personal data.
  • Automated technologies or interactions with our website, by using the web enquiry form, processing Identity, Contact, Financial and Technical categories of personal data.

Third parties or publicly available sources (processing Identity, Contact and Financial categories of personal data) such as:

  • Estate agents with whom you may be interacting, but only with your consent;
  • New home builders, as a legitimate interest of the builder in order to assess affordability for the property;
  • Enquiries you may perform on third-party mortgage sourcing websites.

Other mortgage brokers with whom you may be interacting, but only with your consent.

How do we use your personal data?

We use your personal data in the following circumstances and relying on the following lawful basis for processing:


Purpose/Activity Type(s) of Data Lawful Basis for Processing
To initially engage with you to discuss your requirements
  • Identity
  • Contact
To process and deliver your application for a mortgage or protection product
  • Identity
  • Contact
  • Financial
  • Special Category
  • Transaction
  • Marketing and Communications
Performance of a contract with you

To comply with a legal obligation

Necessary for our legitimate interests (to re-engage with you to review your existing mortgage and/or protection needs and to maintain our customer service standards)

To respond to case enquiries and input to & defend against complaints
  • Identity
  • Contact
  • Profile and Usage
  • Marketing and Communications


To comply with a legal obligation

Necessary for our legitimate interests (to respond to complaints accurately)

To perform affordability assessments for Shared Ownership and New Build enquiries
  • Identity
  • Contact
  • Profile and Usage


To administer and protect our business and our website (including troubleshooting, data analysis, testing, system maintenance, support, reporting and hosting of data)
  • Identity
  • Contact
  • Technical


To comply with a legal obligation

Necessary for our legitimate interests

(for running our business, provision of administration and IT services, network security, to prevent fraud and in the context of business reorganisation)

To deliver relevant website content to you and measure or understand the effectiveness or the advertising we serve to you


  • Identity
  • Contact
  • Profile and Usage
  • Marketing and Communications
Necessary for our legitimate interests

(to study how customers use our products/services, to develop then, to grow our business and to inform our marketing strategy)

To use data analytics to improve our website, products, services, marketing, customer relationships and experiences
  • Technical
  • Profile and Usage
Necessary for our legitimate interests

(to study how customers use our products/services, to develop then, to grow our business and to inform our marketing strategy)

Change of purpose

We will only use your personal data for the purposes stated above, unless we reasonably consider that we need to use it for another reason and it is compatible with the original purpose. Please contact us for an explanation as to how any new processing compatible with the original purpose.

If we need to use your personal data for an unrelated purpose, we will notify you and explain the legal basis which allows us to do so. Please note that we may process your personal data without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law.

Changes to our Privacy Notice

We keep our Privacy Notice under regular review and we will place any updates on this web page. This Privacy Notice was last updated on 17th January 2023. Historic versions can be obtained by contacting us.

Managing your preferences

You will also have the choice to opt-in to receiving related marketing information regarding related products and services.

You can manage your preferences using the link to our privacy portal that you would have received from your adviser or you can opt-out of receiving these types of communications at any time by contacting our Compliance team at [email protected]

However please note that your personal information will never be passed to any third-party organisation for marketing purposes.

Data Security

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. We also limit access to your personal data to only Chartwell Funding staff, appointed representatives, advisers, business partners and suppliers who have a business need to know. They will only process your personal data on our instructions and they are subject to a duty of confidentiality.

We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.


When using the Chartwell Funding website, you can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of this website may become inaccessible or not function properly. For more information about the cookies we use, please see our cookie policy.

Sharing of personal data outside of the European Economic Area

Some of our external suppliers are based overseas so their processing of your personal data will involve a transfer of data outside of the UK. In such cases data is transferred under conditions to provide protection to personal data equivalent to UK Data Protection standards. This includes the use of standard contractual clauses in contracts with external suppliers in order to provide the same level of protection for personal data as it has in the UK.

Who we disclose personal data to

Your personal data may be shared with third parties for the following purposes:

Type of recipient Reason
Lenders and Protection Product Suppliers To source and submit applications to order to conclude the contract for the mortgage/protection application and the ongoing servicing of these contracts
External Suppliers Specialist IT system providers to facilitate the sourcing of products, to provide continuing advice, to inform you about relevant products and services, and to request feedback on customer services standards. It may be necessary to share your personal information with non-affiliated companies who perform support services on our behalf including these that provide professional, legal or accounting advice to Chartwell Funding.
Estate Agents/ Housing Associations/New home builders We may share information about the progress of your application with the firm with who you are interacting.
Regulators Sharing or information may be necessary to fulfil our legal obligations as a regulated profession, for example with the Financial Conduct Authority, to verify your identity and comply with Anti Money Laundering legislation, and otherwise co-operate with law enforcement, legal proceedings or regulatory authorities.
Licensed Credit Agencies For the purposes of confirming your identity to comply with Anti Money Laundering requirements ( TransUnion data processing information can be found in the privacy notice on the www.callcredit.co.uk website); to perform a credit assessment to assess your eligibility; as part of an application request for a Lenders Decision In Principle; and to perform a credit assessment with your consent as part of a full application.
  • We may engage the services of third party providers of professional services in order to enhance the service we provide to you. These parties may also need to process your personal data in the performance of their contract with us. Your personal information may be transferred electronically (e.g. by email or over the internet) and we, or any relevant third party, may contact you in future by what we believe to be the most appropriate means of communication at the time (e.g. telephone/ email /letter etc.).
  • The organisations to whom we may pass your details also have their own obligations to deal with your personal information appropriately. Sometimes a product or service may be administered from a country outside Europe. If this is the case, the firm must put a contract in place to ensure that your information is adequately protected. The third parties include -
    • Acre – Customer Relationship Manager/system
    • Iress – Sourcing system
    • Uinsure – General Insurance
    • Source – General Insurance
    • Bluedrop – Specialist General Insurance
    • XYZ Legal – Legal services
    • GOTO Conveyancing – legal services
    • Lightfoots Solicitors – legal services
    • Lets Move Conveyancing Limited – Legal services GOTO Surveys – specialist survey instructions
    • E-conveyancer – Legal services


These companies are required to ensure appropriate security measures are in place and maintain the confidentiality of your personal data, and to use your personal data only in the course of providing such services and in accordance with Chartwell Funding instructions. If you wish to opt out, you can do this directly with the third party at any time.

How long is your personal data retained?

We only retain your personal data for as long as necessary. However, we will not keep your data for longer than 50 years.

Your legal rights regarding your personal data after these periods if there is no other on-going client relationship your personal data will either be securely deleted or anonymised so that it can be used for statistical purposes but without any method of identifying you individually.

You have the right to:

  • Request access to your personal data. This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it.
  • Request correction of the personal data. This enables you to have any incomplete or inaccurate data corrected, though we may need to verify the accuracy of the new data you provide to us.
  • Request erasure of your personal data. This enables you to ask us to delete personal data where there is no good reason for us continuing to process it. You can also to ask us to delete your personal data where you have successfully objected to the processing (see below), where we may have processed your information unlawfully or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to delete the data for specific legal reasons which will be notified to you, if applicable, at the time of your request.
  • Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. You also have the right to object where we are processing your personal data for direct marketing purposes. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your rights and freedoms.
  • Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios: (a) if you want us to establish the data's accuracy; (b) where our use of the data is unlawful but you do not want us to erase it; (c) where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims; or (d) you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it.
  • Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.
  • Withdraw consent at any time where we are relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.


If you have any questions or complaints relating to how we use your personal data, or if you wish to exercise any of your rights regarding your personal data, please contact the Information Security & Data Protection Manager by emailing [email protected] or by writing to us. We will respond to you as soon as is possible. The length of time will depend on the type and complexity of the request, but you will receive a response no later than one month from the initial request.

What if I am still not satisfied?

If you are not satisfied with how Chartwell Funding Limited has responded to your enquiry, you have the right to complain to the Information Commissioner's Office (ICO), who is the regulator for data protection in the United Kingdom. Please use the following link to access their website; www.ico.org.uk


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Contact Us

5 Badminton Court,

Station Road

                Yate, Bristol

                BS37 5HZ

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